If a person is unable to work because of a disability, they may be eligible for the Social Security Disability (SSDI) program. This program offers financial assistance to those who qualify.
The application process for SSDI can seem complex, but understanding the steps involved and providing the required documentation can support the applicant’s chances of a successful claim.
Eligibility and documentation
First, the applicant must determine their eligibility for the program. The Social Security Administration (SSA) requires applicants to have a qualifying medical condition and it must be expected to last at least one year or result in death. They must have also earned enough work credits through employment covered by Social Security.
The applicant will need to provide personal information, like their name, birth certificate and Social Security number and medical records that are relevant to the claim. They will also need to provide a detailed work history, including dates of employment and income, and information about their education.
Decision and appeals
Once the application is submitted, the SSA will review the applicant’s case and it may request additional information. It is important to respond timely to any requests from SSA.
If the application is approved, the applicant will receive benefits. If it is denied, the applicant has a right to appeal the decision. The appeals process involves four stages which are reconsideration, a hearing in front of an administrative judge, review by the Appeals Council and finally, by filing a lawsuit in federal court.
There is support available for those who need help.