Experiencing a loss of income due to a disability can be stressful. It can be tough when you’re unsure where to turn for financial assistance. Social Security Disability Insurance (SSDI) may help when you can’t work due to a disabling condition. However, qualifying for these benefits often relies on an assessment known as the Residual Functional Capacity (RFC).
Understanding what the RFC is
The RFC is an evaluation guided by the standards of the Social Security Administration (SSA). It measures the highest level of activity you can still perform despite your disability. This assessment covers what you can’t and can still do. It considers your limitations in work-related activities and more. The RFC takes into account physical abilities such as your capacity to lift, stand, walk or sit. It also includes everyday tasks like cooking, shopping and personal hygiene.
Its impact on your SSDI claim
When evaluating your Social Security claim, the SSA uses the RFC evaluation to determine if there’s a job that you could perform according to your current limitations. If it’s determined that you can’t perform your past work or any other work, you may be eligible for disability benefits. However, if the assessment says you are capable of doing some tasks, just not those of your previous job, this could influence the result of your claim.
For instance, if you can do less strenuous work such as an office job, even though you previously worked in a physically demanding position, they might deny your claim for benefits.
This is because the SSA might consider that, despite your limitations, you are still capable of making a living through less demanding work. So, according to their guidelines, you would not meet the criteria for disability benefits.
Helping you get benefits
Remember, your claim involves more than just proving that you cannot do your past job. It’s about proving your condition prevents you from doing any job. Consider seeking a legal professional during this process. They can help you complete your RFC and properly document all your limitations.