What You Need To Know About Working While On SSD In San Diego
Trying to secure benefits through your Social Security Disability Insurance (SSDI) can be challenging, especially if you’re considering working while on SSD (Social Security Disability). Many people worry about how working while on SSD will affect their benefits. This is a common concern.
At The Law Offices of Cory A. DeLellis, I help simplify the SSD claims process and guide clients every step of the way. My name is Cory A. DeLellis, and I can help you find the right balance between working and keeping your benefits. If you’re facing challenges or need to appeal a denied claim, I can assist you with that, too.
Working While On SSD In California
Substantial Gainful Activity (SGA) refers to a level of work activity and earnings that could affect your eligibility for SSDI. Each year, the Social Security Administration sets an income limit for SGA. If you earn above this limit, your benefits may be affected. For 2025, the SGA limit is $1,620 per month.
Another crucial element to know is the Trial Work Period (TWP). This allows you to test your ability to work while still receiving full SSDI benefits, regardless of how much you earn. This period lasts for nine months and gives you the chance to see if you can return to work without losing your benefits in the meantime.
After this, the Extended Period of Eligibility (EPE) starts, which lasts for 36 months. During this time, you can still receive benefits for any month your wages fall below the limit. This safety net helps you transition back to work while ensuring you do not suddenly lose financial support.
Programs And Resources Supporting Employment
If you have a disability, there are several programs and resources that can support working while on SSD. These initiatives are designed to help you gain skills, find employment and maintain financial stability without immediately affecting your benefits.
The Ticket to Work Program is a free and voluntary program that provides you with access to employment services, such as job training and job placement. It helps you prepare for and find work, all while protecting your SSDI benefits during the transition.
Vocational rehabilitation services offer additional support, focusing on helping you develop the skills needed for employment. These services include counseling, education and job placement assistance, tailored to your specific needs and goals. They aim to empower you to achieve greater independence and financial security through meaningful work.
Questions Workers Are Asking About SSDI In California
Seeking benefits through SSDI can be challenging, especially if you’re considering working while on SSD. Here are some frequently asked questions to help guide you.
How many hours a week can I work if I’m on SSDI?
You can work while receiving SSDI, but the key factor is your earnings, not the hours you work. The SSA sets a limit on how much you can earn each month. If your earnings exceed this limit, you may no longer be eligible for SSDI benefits. Always check the current year’s SGA amount, as it can change.
Can you work and collect SSDI at the same time?
Yes, you can work and collect SSDI benefits. The SSA offers work incentive programs like the TWP, which evaluates your ability to work for at least nine months while getting full benefits, regardless of how much you earn. After this period, if working while on SSD results in earnings exceed the SGA limit, your benefits may stop.
How can a lawyer help me with SSDI?
A lawyer can be a valuable resource when dealing with SSDI claims. They can help you understand your rights and guide you through the application or appeal process. If you’re working while on SSDI, a lawyer can ensure that you stay within the SSA guidelines to avoid losing your benefits. They can also help with paperwork, gather necessary documents and represent you in hearings if needed.
Understanding these aspects of SSDI can help you make informed decisions about working while on SSDI. Always consider reaching out to a professional for personalized advice.
Call The Law Offices of Cory A. DeLellis Today For Tailored SSDI Guidance
Working while on SSDI can pose legal complications, but understanding your options and the rules can empower you to make informed decisions. It’s important to know that you can earn an income while receiving benefits, as long as you stay within the guidelines set by the SSA.
Remember, you don’t have to go through this process alone. Seeking help from a San Diego attorney can provide valuable support so you can maintain your benefits while working while on SSD. Call my law firm today at 619-567-4462 or set up a free initial consultation through the website. Se habla español.