If you qualify for Social Security Disability (SSD) benefits in California, your family members might also be eligible. Knowing how these benefits work can help you ensure financial stability for your loved ones.
Who can receive benefits?
Several family members may qualify for benefits based on your SSD approval:
- Spouse: Your spouse can benefit if they are 62 or older. If they care for your child under 16 or disabled, they can receive benefits at any age.
- Children: Your unmarried children under 18 (or up to 19 if still in high school) can receive benefits. Disabled children of any age, if the disability began before age 22, are also eligible.
- Ex-spouse: An ex-spouse could receive benefits if the marriage lasted at least 10 years, the spouse is 62 or older, and the spouse has not remarried.
These benefits can provide key support for your family during hard times.
How much can they receive?
Family members can receive up to 50% of your SSD benefit amount. However, a family maximum limit is typically between 150% and 180% of your disability benefit. This limit ensures that the total benefits paid to you and your family do not exceed a certain amount.
Steps to apply for family benefits
To apply for family benefits, follow these steps:
- Gather needed documents: Collect birth certificates, marriage certificates and Social Security numbers for all family members applying for benefits.
- Contact Social Security: Contact the Social Security Administration (SSA) to start the application process. You can do this online or at your local SSA office.
- Apply: Complete and submit the required applications and supporting documents. The SSA will review them and let you know its decision.
Importance of legal guidance
Navigating the SSD benefits process can take time and effort. Talking to a knowledgeable attorney can help ensure you and your family receive the benefits you deserve. An attorney can help gather documents, fill out applications and address any issues.