Filing for Social Security Disability (SSD) benefits can feel overwhelming. It’s even more frustrating when your claim is denied.
With a lot of things happening that can push you to file for an SSD claim, understanding why the Social Security Administration (SSA) rejects claims can help you avoid common mistakes and improve your chances of success.
The most common reasons why claims are denied
There are several reasons why an SSD claim would be denied. Here are some of the most common reasons.
Missing or incomplete medical evidence
Your medical records are the foundation of your SSD claim. Without detailed, up-to-date documentation, your case may fall short. Many claims get denied because they don’t include enough proof that your condition stops you from working. This might mean missing test results, vague doctor notes or gaps in treatment history. The SSA needs a clear picture of your health and how it affects your ability to work. Make sure your file has complete medical records, including statements from doctors that explain your daily limitations.
High income
Even if you’re disabled, earning too much can hurt your claim. SSD benefits are only for people who can’t perform substantial gainful activity (SGA). In 2025, the monthly limit is $1,550 for non-blind individuals. If you earn more than that, the Administration would likely deny your claim. Track your income carefully if you’re working part-time or freelancing to stay under the SGA limit.
Ignored prescriptions and medical advice
Not following your doctor’s treatment plan can lead to denial. If the SSA sees that you’re skipping medications or therapy without a valid reason, they might assume your condition could improve. That weakens your claim. Only certain situations, like serious side effects or lack of access to care, may justify not following treatment. Keep detailed notes if this applies to you.
Short-term injuries
Your condition must last — or be expected to last — at least 12 months or lead to death. Short-term injuries or temporary health issues don’t qualify for SSD. If your condition is expected to improve, the SSA may deny your claim. Ask your doctor to document the long-term effects of your condition clearly.
Paperwork errors or missed deadlines
Simple mistakes can cost you benefits. Late paperwork, incorrect forms or missing SSA requests are common reasons for denial. The SSA follows strict timelines, and small errors can derail your application. Stay organized and consider working with an advocate to avoid critical missteps.
Regardless of why your claim was denied, keep in mind that you have the option to appeal the denial.
Take control of your claim
Knowing the top reasons for denial gives you a better shot at approval. Be honest, detailed and timely. If the SSA denies your claim, remember that you can appeal — and many people win on the second try. If you’re unsure how to move forward, speaking with an experienced disability attorney can help you understand your options and avoid costly mistakes.