Physical disabilities are usually noticeable, and no one questions how they impact a person’s ability to work. Mental health conditions can be a little more difficult to diagnose; however, they can be just as debilitating.
For someone suffering from a mental health issue, trying to get Social Security Disability Insurance (SSDI) can be challenging. Here are some common pitfalls and how you can avoid them.
1. Insufficient medical evidence
One of the primary reasons an SSDI is denied is a lack of supporting medical documentation. The Social Security Administration (SSA) requires compelling proof that your mental health condition significantly impairs your ability to engage in any meaningful work.
The SSA requires extensive documentation, including:
- Medical records
- Diagnosis from a qualified mental health professional
- Psychiatric evaluations
- Treatment notes
Incomplete or unsupported medical records that fail to demonstrate the severity of your mental health condition can lead to your claim’s denial. Make sure your doctor or mental health provider meticulously documents the details of your diagnosis and how it impairs functionality.
2. Lack of consistent treatment
Severe mental health conditions require regular treatment. If you are sporadic in following up with your mental health provider, the SSA may interpret this as a lack of severity. Sometimes, this may be due to financial hardships or difficulties accessing mental health services.
You should be able to explain the circumstances surrounding your gaps in treatment when you submit your application.
3. You don’t meet SSA’s criteria
The SSA uses the “Blue Book” to determine if an applicant’s mental health condition qualifies as a disability. Each one has criteria that need to be met to prove it affects your ability to function in a work environment.
Review the blue book’s requirements with your healthcare provider to ensure your documentation matches the SSA’s definitions and criteria.