Pregnancy by itself does not qualify someone for Social Security Disability Insurance (SSDI) benefits. However, pregnant individuals may be eligible for benefits if they are also grappling with a medical condition—either related to the pregnancy or separate from it—that meets the Social Security Administration’s (SSA) definition of a disability and prevents them from working accordingly.
To receive SSDI, a person must show that they have a severe, medically determinable impairment that is expected to last at least 12 months or result in death. Since pregnancy is a temporary condition, it generally does not meet that standard. But complications from pregnancy or pre-existing health conditions that worsen due to pregnancy may render a pregnant individual eligible for assistance.
For example, a pregnant person dealing with severe complications such as preeclampsia, gestational diabetes or placenta previa might qualify for SSDI if their condition is especially serious and leads to long-term health issues. In these situations, the SSA will evaluate the underlying medical issue rather than the pregnancy itself. If the condition continues well beyond delivery and significantly limits the person’s ability to work, it may be considered disabling.
It is also common for individuals who were already living with a chronic illness—such as lupus, multiple sclerosis or a heart condition—to experience worsening symptoms during pregnancy. If the combined effect of the pregnancy and the pre-existing condition leads to long-term disability, an SSDI claim may be appropriate. The key is proving that the impairment is expected to last for at least one year and prevents the person from performing substantial gainful activity.
Taking action
If you are pregnant and believe your medical condition may qualify for SSDI and/or state benefits, it is wise to speak with an experienced legal team as proactively as possible. SSDI claims involving pregnancy complications or overlapping conditions can be difficult to navigate, and legal guidance can help you to move forward as effectively and efficiently as possible.